Freight Broker Bonds (BMC-84)
Fast approvals. Industry-low rates. FMCSA-compliant. Licensed nationwide. A-rated surety partners.
Start Your ApplicationWhat Is a Freight Broker Bond (BMC-84)?
A Freight Broker Bond, also known as a BMC-84 bond, is a federal surety bond required by the FMCSA for all freight brokers and freight forwarders. It guarantees that brokers operate ethically, pay motor carriers and shippers as agreed, and comply with all federal transportation regulations.
This bond protects carriers and shippers from:
If you're applying for or renewing your freight broker authority, you must have an active BMC-84 bond on file with the FMCSA.
Freight Broker Bond Amount & Cost
The FMCSA requires a $75,000 freight broker bond for all brokers and freight forwarders.
Your annual premium depends on:
Most brokers qualify instantly with competitive rates, and new brokers can often secure affordable pricing even with limited credit history.
Who Needs a Freight Broker Bond?
You need a BMC-84 bond if you are:
Any business arranging transportation of goods for compensation must maintain this bond to stay compliant.
Freight Broker Bond Requirements & Eligibility
The FMCSA requires:
Your bond must remain active at all times to avoid suspension of your broker authority.
How the Freight Broker Bond Process Works
Complete the Application
Submit the quick, 60-second online application.
Secure the Lowest Rates
We match you with the best rate available from A-rated sureties.
Receive Your Bond
File your BMC-84 or BMC-85 bond directly with the FMCSA for immediate compliance.
Why Freight Brokers Choose Us
Top Freight Broker Bond Questions Answered
Our most common questions answered efficiently.
How much does a freight broker bond cost?
The FMCSA requires a $75,000 bond amount. Your annual premium depends on credit score, business financials, years in business, and claims history.
How long does approval take?
Approvals are fast, with most brokers qualifying instantly and bonds filed directly with the FMCSA for immediate compliance.
What does the BMC-84 bond guarantee?
The bond guarantees payment of freight charges owed to carriers and shippers, and compliance with FMCSA regulations, protecting against fraud and contract violations.
Can the bond be refunded?
Refund policies vary by surety. Contact us for specifics on your freight broker bond.
Do I need a bond before activating my MC number?
Yes — an active BMC-84 bond must be on file with the FMCSA before your broker authority can be activated.
Customer Testimonials
What our customers are saying about us.
Inspire Surety made getting our BMC-84 bond incredibly easy. They filed everything directly with the FMCSA and had us active fast.
Logan P.Freight BrokerWe manage multiple carrier relationships, so compliance is critical. Inspire Surety has been our go-to bonding partner for years.
Marcus H.Transportation Service ManagerAs a new brokerage, we needed affordable pricing. Inspire Surety delivered a great rate and walked us through every step.
Tonya B.Logistics Startup OwnerFrom the first meeting with Steve, it was clear we were in good hands. We switched to Inspire Surety after years with another provider. The rate was better, the service was faster, and the filing with FMCSA was handled instantly. Truly a partner we can rely on.
Jody R.Freight Broker OfficeOur renewal deadline was approaching, and Inspire Surety handled the bond instantly. Excellent service and communication.
Rachel K.Freight ForwarderOur brokerage was struggling to get bonded due to being a new startup. Inspire Surety not only approved us quickly but walked us through every step with clarity. We were operating within 24 hours.
Miriam H.Senior Logistics ManagerReady to Get Your Freight Broker Bond?
Fast approvals, lowest rates, FMCSA compliance guaranteed.
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