USDA Perishable Agricultural Commodities (PACA) Bond Get your USDA (PACA) Bond.

A USDA Perishable Agricultural Commodities Act (PACA) Bond is required for produce dealers, wholesalers, and distributors who must demonstrate financial responsibility to the U.S. Department of Agriculture.

This bond guarantees compliance with PACA regulations, including prompt payment for produce, fair trading practices, and adherence to federal licensing requirements. It protects growers, shippers, and suppliers if a dealer fails to meet PACA obligations.

Ensures full compliance with USDA PACA regulations for produce dealers and distributors..

Working with federal or agency bond requirements? Explore our Federal & BLM Bond Hub for USDA, BLM, HUD, BIA, and federal agency bond resources.

Who Needs a USDA (PACA) Bond Produce wholesalers Distributors Brokers Commission merchants Dealers applying for a new PACA license after violations or sanctions Businesses typically need this bond when reinstating a suspended license or when the USDA requires additional financial assurance.

USDA PACA Bond Amount Bond amounts vary based on the USDA’s assessment of risk, unpaid claims, and business volume. Typical amounts range from $10,000 to $100,000+, depending on the severity of past violations and the size of the operation.

USDA PACA Bond Premium Premiums are generally 1%–5% of the bond amount per year. Rates depend on:

Credit score Financial strength Business history Violation severity Stronger financials and clean credit qualify for lower premiums.

Supports food retailers nationwide with quick approvals, competitive rates, and dependable federal compliance.

USDA Bond Requirements & Eligibility USDA programs typically require:

Completed federal license application USDA‑mandated bond amount Credit review Financial statements Annual or semi‑annual renewal Some USDA PACA Bonds require increased bond amounts based on volume or risk.

How the USDA PACA Bond Process Works 1 Complete the Application Submit the quick, 60‑second application. Provide your PACA case or reinstatement details.

Supports produce businesses nationwide with quick approvals, competitive rates, and dependable federal compliance.

2 Secure the Lowest Rate We match you with the best rate available from A‑rated sureties.

3 Receive your bond File the bond with the USDA to complete licensing requirements

Why Food Retailers Choose Us Lowest rates from A‑rated sureties Fast approvals Digital delivery for immediate USDA filing PACA & USDA‑bond specialists 100% federal compliance guaranteed

Top USDA Bond Questions Answered Our most common questions answered efficiently.

How much does a USDA bond cost?

How long does approval take?

What does a USDA bond guarantee?

Can the bond be refunded?

Do I need separate bonds for different USDA programs? Yes — each USDA program typically requires its own bond.

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Customer testimonials What our customers are saying about us.

“Our PACA license renewal depended on fast bonding. Inspire Surety delivered same‑day approval and kept our produce shipments moving without interruption.”

Hector R. Produce Importer & Distributor “We operate grain facilities in multiple states and needed several USDA bonds at once. Inspire Surety coordinated everything flawlessly and at excellent rates.”

Molly J. Grain Elevator Operations Manager “As a new livestock dealer, I was overwhelmed by the USDA requirements. Inspire Surety explained the process clearly and issued my bond within hours.”

Caleb F. Livestock Buyer “We switched to Inspire Surety after years with another provider. The service was faster, the communication better, and the filing was handled immediately.”

Rita C. Agricultural Commodities Broker “Our warehouse needed a high‑value USDA bond for expansion. Inspire Surety secured approval quickly and made the entire process stress‑free.”

Damon L. Agricultural Storage Facility Owner “We handle perishable goods and can’t afford delays. Inspire Surety’s speed and accuracy with our USDA bonds have been a game‑changer for our business.”

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