USDA Perishable Agricultural Commodities (PACA) Bond
Get your USDA (PACA) Bond. A USDA Perishable Agricultural Commodities Act (PACA) Bond is required for produce dealers, wholesalers, and distributors who must demonstrate financial responsibility to the U.S. Department of Agriculture.
Start Your ApplicationThis bond guarantees compliance with PACA regulations, including prompt payment for produce, fair trading practices, and adherence to federal licensing requirements. It protects growers, shippers, and suppliers if a dealer fails to meet PACA obligations.
Working with federal or agency bond requirements? Explore our Federal & BLM Bond Hub for USDA, BLM, HUD, BIA, and federal agency bond resources.
Who Needs a USDA (PACA) Bond
Businesses typically need this bond when reinstating a suspended license or when the USDA requires additional financial assurance.
USDA PACA Bond Amount
Bond amounts vary based on the USDA's assessment of risk, unpaid claims, and business volume. Typical amounts range from $10,000 to $100,000+, depending on the severity of past violations and the size of the operation.
USDA Bond Requirements & Eligibility
USDA programs typically require:
Some USDA PACA Bonds require increased bond amounts based on volume or risk.
How the USDA PACA Bond Process Works
Complete the Application
Submit the quick, 60-second application. Provide your PACA case or reinstatement details. Supports produce businesses nationwide with quick approvals, competitive rates, and dependable federal compliance.
Secure the Lowest Rate
We match you with the best rate available from A-rated sureties.
Receive Your Bond
File the bond with the USDA to complete licensing requirements.
Why Food Retailers Choose Us
Top USDA Bond Questions Answered
Our most common questions answered efficiently.
How much does a USDA bond cost?
Premiums are generally 1%–5% of the bond amount per year, which typically ranges from $10,000 to $100,000+ depending on violation severity and operation size.
How long does approval take?
Approvals are fast, with digital delivery available for immediate USDA filing.
What does a USDA bond guarantee?
The bond guarantees prompt payment for produce, fair trading practices, and compliance with PACA regulations, protecting growers, shippers, and suppliers.
Can the bond be refunded?
Refund policies vary by surety. Contact us for specifics on your USDA PACA bond.
Do I need separate bonds for different USDA programs?
Yes — each USDA program typically requires its own bond.
Customer Testimonials
What our customers are saying about us.
Our PACA license renewal depended on fast bonding. Inspire Surety delivered same-day approval and kept our produce shipments moving without interruption.
Hector R.Produce Importer & DistributorWe operate grain facilities in multiple states and needed several USDA bonds at once. Inspire Surety coordinated everything flawlessly and at excellent rates.
Molly J.Grain Elevator Operations ManagerAs a new livestock dealer, I was overwhelmed by the USDA requirements. Inspire Surety explained the process clearly and issued my bond within hours.
Caleb F.Livestock BuyerWe switched to Inspire Surety after years with another provider. The service was faster, the communication better, and the filing was handled immediately.
Rita C.Agricultural Commodities BrokerOur warehouse needed a high-value USDA bond for expansion. Inspire Surety secured approval quickly and made the entire process stress-free.
Damon L.Agricultural Storage Facility OwnerWe handle perishable goods and can't afford delays. Inspire Surety's speed and accuracy with our USDA bonds have been a game-changer for our business.
Sofia N.Cold Storage & Distribution ManagerReady to Get Your USDA PACA Bond?
Fast approvals, lowest rates, guaranteed federal compliance.
Start My Application