Directors and Officers Insurance
Directors and officers insurance (D&O) protects company leaders from personal financial loss if they are sued for decisions made while managing a business. This coverage is essential for boards, executives, and managers who face risks tied to leadership responsibilities.
For a full overview of coverage options, visit our D&O Insurance Coverage page.
D&O Insurance
D&O insurance provides liability protection for directors and officers.
Covers defense costs, settlements, and judgments.
Helps attract and retain top talent by reducing personal risk.
Directors Liability Insurance
Directors liability insurance focuses on claims against board members.
Protects against allegations of mismanagement or breach of duty.
Ensures directors can serve confidently without fear of personal loss.
Officers Liability Insurance
Officers liability insurance safeguards executives from lawsuits tied to their decisions.
Applies to CEOs, CFOs, and other senior leaders.
Coverage includes employment practices, regulatory issues, and financial reporting.
D&O Liability Coverage
D&O liability coverage extends protection across the leadership team.
Shareholder lawsuits.
Regulatory investigations.
Executive Liability Insurance
Executive liability insurance is broader, often combining D&O with other protections.
May include fiduciary liability and employment practices liability.
Designed for companies with complex risk profiles.
Management Liability Insurance
Management liability insurance protects the entire management team.
Covers wrongful acts, misrepresentation, and negligence.
Often packaged with D&O for comprehensive protection.
Corporate Liability Insurance
Corporate liability insurance protects the company itself.
Covers claims against the organization for wrongful acts.
Complements D&O by shielding both the entity and its leaders.
Board of Directors Insurance
Board of directors insurance is tailored for board members.
Ensures decisions made in good faith are financially protected.
Critical for nonprofits, startups, and corporations alike.
D&O Insurance Policy
A D&O insurance policy outlines the scope of coverage.
Defines limits, exclusions, and responsibilities.
Should be reviewed annually to match evolving risks.
Key Takeaways
D&O insurance protects leaders from personal liability.
Coverage extends to directors, officers, executives, and boards.
Policies should be customized to fit company size and industry.