Construction Bond Accounts
Inspire Surety provides account-based performance bonding for medium-to-large contractors and developers, offering building bond, development bond, completion bond, contract bond, project bond, subdivision bond, and subdivision construction bond solutions with program capacity up to $20 million.
Core advantages
Comprehensive bond suite: development bond; completion bond; contract bond; project bond; subdivision bond; subdivision construction bond.
Account-based underwriting: flexible rating plans tailored to your company’s portfolio and growth.
Scale and capacity: aggregate program limits up to $20 million to support multiple simultaneous projects.
Why it matters
A well-structured bond program cuts procurement delays, boosts bid competitiveness, and preserves capital for construction.
Whether you need a single project bond or a portfolio-level account for repeated bonding, a tailored solution aligns surety capacity with operational needs while managing subdivision bond cost and securing a reliable development surety bond.
Next step
Contact Inspire Surety to evaluate your bonding profile, design a flexible rating plan, and place the right mix of building bond and project bond capacity to support your pipeline and control subdivision bond cost.
Book a 30-minute consultation today to review your bonding profile, get estimates for contractor bond insurance and contractor bond cost, and explore the right performance bond, contract performance bond, or commercial contractor bond options for your next project.
Account Based Development Bond Surety
What is account based surety
Account-based commercial surety is a type of bonding arrangement designed for businesses that require multiple surety bonds over time—often across different states or jurisdictions.
Instead of issuing bonds one by one (known as transactional surety), an account-based approach sets up a dedicated surety program tailored to a company’s ongoing needs.
Qualifications for an account
Capital – Financial strength is crucial. Underwriters will review:
- Business and personal credit scores
- Financial statements (balance sheets, income statements)
- Cash flow and liquidity
Additional documentation may include:
- Personal financial statements of owners
- Business licenses and registrations
- Resumes of key personnel
- Insurance certificates
- Bank references
Bonding capacity when approved
It’s a bit like having a credit line for bonds—efficient, flexible, and built for businesses that need bonding support on a regular basis. Want to dive into how this compares to transactional surety or how to qualify for one? Here's how it works:
- Once approved, the business is given a bonding capacity—a limit up to which they can request bonds as needed.
- This setup allows for streamlined issuance, better pricing, and a long-term relationship with the surety provider.
Book a 30-minute consultation today
Valued Partners
You are in good company.
Reliable Construction Bond Provider for Contractors and Builders Nationwide!
Book a 30-minute consultation today to discuss your construction bond needs and discover how Inspire Surety can support your business.
Book a 30-minute consultation today