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Motor Vehicle Dealer Bond – Fast Approval & Lowest Rates

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Fast approvals. Lowest rates. Guaranteed state licensing compliance. Licensed nationwide. A‑rated surety partners.

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What Is a Motor Vehicle Dealer Bond?Motor Vehicle Dealer Bond Amount & CostWho Needs a Motor Vehicle Dealer Bond?Requirements & Eligibility

What Is a Motor Vehicle Dealer Bond?

A motor vehicle dealer bond (also called an auto dealer bond or MVD bond) is a state‑required surety bond that guarantees auto dealers operate ethically, follow state laws, and protect consumers from financial harm.

This bond protects the public from:

  • Fraudulent vehicle sales
  • Title or odometer fraud
  • Failure to pay taxes or fees
  • Misrepresentation of vehicle condition
  • Licensing violations

If you’re applying for or renewing a dealer license, your state requires this bond before issuing the license.

Motor Vehicle Dealer Bond Amount & Cost

Bond amounts vary by state and license type, typically ranging from $10,000 to $100,000.

Your cost depends on:

  • Bond amount
  • Credit score
  • Dealer type (new, used, wholesale, etc.)
  • State regulations

Most applicants qualify instantly with competitive rates.

Get Your Exact Quote

Who Needs a Motor Vehicle Dealer Bond?

You may need an auto dealer bond if you are:

  • Used car dealer
  • New car dealer
  • Wholesale dealer
  • Motorcycle dealer
  • RV or trailer dealer
  • Mobile home dealer (in some states)
  • Auto broker

Any business selling vehicles to the public or other dealers may be required to file this bond.

Requirements & Eligibility

States typically require:

  • Completed dealer license application
  • State‑mandated bond amount
  • Credit review
  • Business location inspection
  • Annual or biannual renewal

Some states require separate bonds for wholesale vs. retail dealers.

How the process works in three easy steps

1

Complete the App

Complete the 60‑second application

2

Secure the low rates

We secure the lowest rate available

3

Receive your bond

You receive your same day bond issuance for state filing

Why Choose Us?

  • Lowest rates from A‑rated sureties

  • Fast approvals

  • Digital delivery

  • Auto dealer bond specialists
  • 100% state compliance guaranteed
Auto dealer reviewing bond documents with licensing specialist

Top questions answered

Our most common questions answered efficiently.

Pricing depends on the bond amount and your credit. Many bonds cost only a few hundred dollars per year.

Most applicants receive same‑day approval.

It guarantees compliance with state dealer laws and protects consumers from financial harm.

Bonds are generally non‑refundable once issued.

Yes — your bond must remain active for your dealer license to stay valid.


Customer and dealer shaking hands in showroom after bond approval

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Customers testimonials

What our customers are saying about us.


Rating

"Engaging with the team from Inspire Surety was effortless from start to end. Their proficiency and meticulous approach greatly ensured our project success. I couldn’t be happier with the bonding process!"

Sullivan Mitchell
Performance Bond Customer

Rating

"Working with Inspire was smooth and efficient at every stage. Their knowledge and commitment to our unique bond had a major impact on the approval. I am thrilled we found our new surety partner"

James Carter
Compliance Officer

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"Partnering with Steve and the team at Inspire was a breeze from beginning to end. Their focus on detail significantly benefited our probate bond. I am extremely happy with the outcome!"

Laura Evans
Probate Bond Buyer

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"From the first meeting with Steve, it was clear we were in good hands. They took our surety needs and turned it into an approval right away. Highly recommend!"

Jody Roberts
Chief Financial Officer

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"Exceptional service and great communication throughout the entire solar decommission process. They went above and beyond to ensure our solar decommissioning project was a complete success."

Emil Foster
Project Manager - Solar Company

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"This company truly understands the meaning of partnership. They brought fresh ideas to our bonding needs and delivered a final approval that exceeded expectations."

Daniella Clarke
Senior Manager - Mining Operations