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Workplace Violence Coverage (WPV)

November 21, 2025 by
Inspire Surety

Workplace Violence Insurance

Workplace violence insurance (WPV) protects businesses against the financial and operational impact of violent incidents in the workplace. This coverage is essential for organizations of all sizes, helping them prepare for unexpected events and safeguard employees, customers, and assets.

For a full overview of coverage options, visit our Workplace Violence Coverage page.

WPV Coverage

WPV coverage provides financial support when businesses face violent acts.

  • Covers medical expenses, counseling, and security costs.

  • Helps restore operations quickly after an incident.

Workplace Violence Coverage

Workplace violence coverage typically includes:

  1. Crisis management services.

  2. Employee support programs.

  3. Business interruption costs.

  4. Legal defense expenses.

Active Assailant Insurance

Active assailant insurance focuses on incidents involving armed attackers.

Workplace Violence Policy

A workplace violence policy outlines preventive measures and response plans.

  • Defines roles and responsibilities during a crisis.

  • Ensures compliance with safety regulations.

Business Violence Insurance

Business violence insurance protects organizations from financial loss.

  • Covers costs tied to employee injuries or property damage.

  • Helps maintain business continuity after violent events.

Workplace Violence Liability

Workplace violence liability coverage addresses lawsuits filed after incidents.

  • Protects against claims of negligence or inadequate security.

  • Ensures businesses can defend themselves legally.

Workplace Violence Protection

Workplace violence protection combines insurance with proactive measures.

Workplace Violence Cost Coverage

Workplace violence cost coverage helps manage expenses after an incident.

  • Medical bills and counseling services.

  • Repair and replacement of damaged property.

  • Lost income due to business interruption.

Workplace Violence for Small Business

Workplace violence for small business is critical for limited‑resource companies.

  • Small businesses are often more vulnerable to disruption.

  • Coverage ensures financial stability and employee confidence.

General Liability Quote

A general liability quote can be paired with WPV coverage.

  • Provides a broader view of business risk management.

  • Helps compare costs and select the right policy.

Key Takeaways

  • Workplace violence insurance protects businesses from financial and legal risks tied to violent incidents.

  • Coverage includes liability, cost recovery, and employee support.

  • Policies should be customized to fit company size and industry needs.

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