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Maintenance Bond Guide

October 26, 2025 by
Inspire Surety

When a construction project is declared complete, true protection continues after turnover with a maintenance bond. Also called a warranty bond or maintenance warranty bond, this surety instrument ensures contractors remain responsible for fixing defects that appear during the post‑completion warranty period.

What a Maintenance Bond Is

A maintenance bond (sometimes labeled a warranty bond) guarantees a contractor will repair or replace defective work or materials for a specified period after project closeout. A construction maintenance bond typically protects the project owner — whether a city, county, private developer, or agency — against workmanship failures, faulty materials, and design defects discovered after completion.

  • Maintenance bond duration: commonly 1–2 years, though contract terms may require longer periods.

  • Who it protects: project owners and the public, including cases where a municipal maintenance bond is required for public works.

  • What it covers: corrective repairs for contractor‑caused defects; it does not cover normal wear and tear, misuse, accidents, or force majeure events.

Typical Uses and Examples

  • Road projects: repair of cracks, potholes, or failing drainage covered by a maintenance bond.

  • Building projects: fixing roof leaks or HVAC failures within the warranty window under a construction maintenance bond.

  • Public infrastructure: replacement or repair of sidewalks, streetlights, or traffic signals under a municipal maintenance bond.

  • Landscaping and site work: remediation of dead plantings or erosion problems covered by a maintenance warranty bond.

Claims, Limits, and Exclusions

  • Filing a maintenance bond claim requires documentation of the defect, contract terms, and proof contractor notification.

  • Sureties investigate claims and pay for covered repairs up to the bond amount if the contractor fails to remedy the defect.

  • Exclusions typically include normal wear and tear, vandalism, improper use, and events outside the contractor’s control.

Cost, Requirements, and Contract Planning

  • Maintenance bond cost varies with project size, contractor credit, experience, and the bond amount; contractors should budget bond premiums into bids.

  • Maintenance bond requirements are specified in contract documents and public procurement rules; some agencies mandate specific bond language or minimum durations.

  • Owners and contractors should clarify the maintenance bond duration, claim procedures, and responsibilities before contract award.

Maintenance Bond vs Performance Bond

  • A maintenance bond covers post‑completion defects for a warranty period.

  • A performance bond guarantees the contractor will complete the work to contract standards during construction.

  • Projects often require both bonds: the performance bond for delivery and a maintenance bond to protect long‑term quality.

Practical Advice: Procurement and Risk Management

  • Confirm agency or contract maintenance bond requirements early and include bond costs in estimates.

  • Work with a surety experienced in construction placements to obtain competitive premiums and appropriate coverage.

  • Keep clear punch lists, as‑built records, and maintenance logs to speed maintenance bond claim resolution if problems arise.

Final Takeaway

A properly structured maintenance bond or warranty bond is a vital element of construction risk management. Understanding maintenance bond cost, coverage limits, maintenance bond duration, and how it differs from a performance bond helps owners, contractors, and public agencies protect investments and deliver durable projects.

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