Union Bonds (Wage & Fringe / Wage & Welfare)
Get Your Union Bond Today. Fast approvals. Lowest rates. Guaranteed compliance with union agreements. Licensed nationwide. A-rated surety partners.
Start Your ApplicationLabor unions often require this bond before allowing contractors to dispatch union workers to a project.
This bond protects unions and their members from unpaid wages, unpaid benefits, delinquent health or pension contributions, and violations of collective bargaining agreements.
Securing a union bond demonstrates financial responsibility, strengthens trust with labor organizations, and keeps your projects moving without delays.
Need help with a license or permit bond? Explore our License & Permit Bond Hub for state-specific requirements and application guides.
What Is a Union Bond (Wage & Fringe / Wage & Welfare)
A union bond—also known as a wage & fringe bond, wage & welfare bond, or collective bargaining bond—is a surety bond required by labor unions to ensure contractors pay all required union wages, fringe benefits, and contributions on time.
This bond protects unions and their members from:
If you work with union labor, the union may require this bond before allowing your company to dispatch workers to a project.
Union Bond Amounts and Cost
Bond amounts vary by union and typically range from $10,000 to $500,000, depending on:
Your premium depends on:
Most contractors qualify quickly with competitive rates, even for high-value bonds.
Who Needs a Union Bond
You may need a union bond if you are:
Any contractor participating in union projects may be required to file this bond before work begins.
Union Bond Requirements & Eligibility
Unions typically require:
Some unions require higher bond amounts for new contractors or large crews.
How the Union Bond Process Works
Complete the Application
Submit the quick, 60-second application.
Secure the Lowest Rate
We match you with the best rate available from A-rated sureties.
Receive Your Bond
Same-day issuance available for union filing.
Why Contractors Choose Us
Top Questions Answered
Our most common questions answered efficiently.
How much does a union bond cost?
Costs vary by union, with bond amounts typically ranging from $10,000 to $500,000. Your premium depends on bond amount, credit score, and company financials.
How long does approval take?
Approvals are fast, with same-day issuance available for union filing.
What does the bond guarantee?
The bond guarantees payment of union wages, fringe benefits, and contributions, protecting unions and their members from contract violations.
Can the bond be refunded?
Refund policies vary by surety. Contact us for specifics on your union bond.
Do I need a bond for each union?
Yes — each union typically requires its own bond.
Customer Testimonials
What our customers are saying about us.
Our project required multiple union bonds across different trades. Inspire Surety handled every one quickly and kept our crews on schedule.
Ronald P.Commercial Construction ManagerWe were new to working under union agreements, and Inspire Surety made the bonding process incredibly simple. Their guidance saved us time and stress.
Elena M.Electrical ContractorUnion audits can be tough, but having our wage and fringe bonds secured through Inspire Surety gave us total peace of mind.
Trevor H.Mechanical Services OwnerWe needed a high-value bond for a major public project. Inspire Surety delivered fast approval and excellent communication throughout.
Danielle C.General ContractorOur company works with several unions, and Inspire Surety has consistently provided fast, accurate bonding every time. They're a true partner.
Marcus Y.Steel Fabrication ContractorWhen a last-minute contract required immediate bonding, Inspire Surety stepped in and got it done the same day. Outstanding service.
Jasmine P.Roofing & Sheet Metal ContractorReady to Get Your Union Bond?
Fast approvals, lowest rates, guaranteed compliance.
Start My Application