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Bonded Title (Lost Title Bond) – Fast Approval & Lowest Rates

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Fast approvals. Lowest rates. Guaranteed DMV compliance. Licensed nationwide. A‑rated surety partners.

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What Is a Bonded Title Bond?


A bonded title, also known as a lost title bond, is a surety bond required by the DMV when you need to register or sell a vehicle but do not have a valid title.

This bond protects the state and any rightful owner from:

  • Ownership disputes
  • Fraudulent title claims
  • Errors in previous ownership transfers

Once the bond is filed, the DMV issues a bonded title, allowing you to legally register, insure, or sell the vehicle.

Bonded Title Amount & Cost


Bond amounts are set by the DMV and are typically 1.5x the vehicle’s value.

Your cost depends on:

  • Bond amount
  • Vehicle value
  • State requirements

Most bonded title bonds cost $100–$150 for standard vehicles.

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Who Needs This Bonded Title?


You may need a bonded title if:

  • You bought a vehicle without a title
  • The title was lost, stolen, or damaged
  • The seller never transferred the title
  • The title has errors or missing information
  • You inherited a vehicle without proper paperwork

If the DMV cannot verify ownership, they will require this bond.

Requirements & Eligibility


DMVs typically require:

  • Vehicle inspection or VIN verification
  • Proof of purchase (bill of sale)
  • Bond amount based on vehicle value
  • Completed bonded title application
  • Compliance with state title laws

Once approved, the bonded title is usually valid for 3–5 years, depending on the state.

How the process works in three easy steps

1

Complete the App

Complete the 60‑second application

2

Secure the low rates

We secure the lowest rate available

3

Receive your bond

You receive your same day bond issuance for DMV filing

Why Choose Us?

  • Lowest rates from A‑rated sureties

  • Fast approvals

  • Digital delivery

  • Bonded title specialists
  • 100% DMV compliance guaranteed
Vehicle owner reviewing Arizona lost title bond paperwork with agent

Top questions answered

Our most common questions answered efficiently.

Most bonds cost between $100–$150 depending on the vehicle value.

Most applicants receive same‑day approval.

It guarantees that you are the rightful owner and protects the DMV and any prior owner.

Bonds are generally non‑refundable once issued.

Typically 3–5 years, depending on state law.


Customer meeting with MVD representative about bonded title process

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Customers testimonials

What our customers are saying about us.


Rating

"Engaging with the team from Inspire Surety was effortless from start to end. Their proficiency and meticulous approach greatly ensured our project success. I couldn’t be happier with the bonding process!"

Sullivan Mitchell
Performance Bond Customer

Rating

"Working with Inspire was smooth and efficient at every stage. Their knowledge and commitment to our unique bond had a major impact on the approval. I am thrilled we found our new surety partner"

James Carter
Compliance Officer

Rating

"Partnering with Steve and the team at Inspire was a breeze from beginning to end. Their focus on detail significantly benefited our probate bond. I am extremely happy with the outcome!"

Laura Evans
Probate Bond Buyer

Rating

"From the first meeting with Steve, it was clear we were in good hands. They took our surety needs and turned it into an approval right away. Highly recommend!"

Jody Roberts
Chief Financial Officer

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"Exceptional service and great communication throughout the entire solar decommission process. They went above and beyond to ensure our solar decommissioning project was a complete success."

Emil Foster
Project Manager - Solar Company

Rating

"This company truly understands the meaning of partnership. They brought fresh ideas to our bonding needs and delivered a final approval that exceeded expectations."

Daniella Clarke
Senior Manager - Mining Operations