Industries We Cover
Cleaning & Mobile Service Trades We insure a wide range of service professionals, including:
- Carpet cleaners
- House cleaners
- Janitorial companies
- Window cleaners
- Gutter cleaners
- Pressure washers
- Maid services
- Pool cleaning companies
Whether you’re a solo operator or managing a team, we offer flexible coverage options tailored to your work.
Coverage Options for Cleaning & Mobile Service Pros
We offer the core policies most cleaning and mobile service businesses need:
- General Liability (GL) – Protects against third‑party injuries and property damage
- Business Owner’s Policy (BOP) – GL + property coverage for equipment, supplies, and business contents
- Workers’ Compensation (WC) – Required in most states if you have employees
- Inland Marine – Covers tools and equipment while in transit or on job sites
Service Businesses and the Right Policy Type
Carpet Cleaners
Best fit: Business Owners Policy
Why: They carry expensive extractors, wands, hoses, chemicals, and often operate vans full of equipment.
House Cleaners
Best fit: General Liability
Why: Low equipment value; risk is mostly slip‑and‑fall or property damage inside a client’s home.
Janitorial Companies
Best fit: Business Owners Policy
Why: Larger operations, more equipment, storage of supplies, and higher property exposure.
Window Cleaners
Best fit: General Liability
Why: Tools are inexpensive; main exposure is bodily injury or property damage.
Gutter Cleaners
Best fit: General Liability
Why: Primarily ladder‑based work with minimal equipment value.
Pressure Washers
Best fit: Business Owners Policy
Why: Pressure‑washing rigs, surface cleaners, hoses, and chemicals can be expensive to replace.
Maid Services
Best fit: General Liability
Why: Similar to house cleaners — low equipment value, high premises liability exposure.
Pool Cleaning Companies
Best fit: Business Owners Policy
Why: They often carry pumps, vacuums, chemicals, and testing equipment that benefit from property coverage.
How the process works in three easy steps
1
Complete the App
Complete the 60‑second application
2
Secure your policy
We offer the lowest rate available
3
Receive your Certificate of Insurance (COI)
You receive your same day COI issuance for your records
Why Choose Us?
Lowest rates from A‑rated sureties
Fast approvals
Digital delivery
Dedicated cleaning & mobile service specialists
100% guarantee
Top questions answered
Our most common questions answered efficiently.
Most businesses in this space rely on General Liability coverage to protect against third‑party injuries or property damage, plus Workers’ Compensation if they have employees. Many also add Inland Marine for tools and equipment and a Business Owner’s Policy for combined liability and property protection.
Most applicants are approved the same day.
Working in clients’ homes, around equipment, or on ladders creates real exposure. Insurance helps cover accidents, damage, and unexpected claims so one incident doesn’t derail your business.
Pricing depends on your services, location, team size, and coverage limits. Most small businesses can start with affordable monthly premiums, and you can scale coverage as you grow.
We support a wide range of service professionals, including residential cleaners, commercial janitorial teams, mobile detailers, handyman services, pressure washers, and other mobile trades.
