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Collection Agency Bond – Texas

Get Your Collection Agency Bond Today

A Collection Agency Bond in Texas is required for debt collectors and recovery firms operating in the state. 

The bond ensures compliance with Texas Finance Code regulations and protects consumers and creditors.

Ensures full compliance with TX state collection‑agency licensing laws, with instant access to every required bond nationwide.

Get Your Texas Collection Agency Bond

What a Collection Agency Bond Covers in Texas


The bond protects clients if the agency:

  • Misuses collected funds
  • Engages in unlawful collection practices
  • Fails to remit payments to creditors
  • Violates Texas debt collection laws

It ensures accountability and financial protection.

Who Needs a Texas Collection Agency Bond


A bond is required for:

  • Third‑party collection agencies
  • Debt recovery firms
  • Medical debt collectors
  • Judgment recovery companies
  • Agencies collecting for multiple clients

Any Texas agency charging for debt collection services may need this bond.

Go to Texas Collection Agency Bond Requirements

Texas Bond Amounts


Bond amounts depend on:

  • Collection volume
  • Agency size
  • Business model
  • State requirements

The Texas Secretary of State determines the amount..

Cost of a Texas Collection Agency Bond


Premiums depend on:

  • Bond size
  • Credit profile
  • Business financials
  • Claims history

How the Collection Agency Bond Process Works

1

Complete the Application

Submit the quick, 60‑second application.

Simplifies licensing with a national bond platform that automatically routes you to the correct state and bond type.

Start Your TX Collection Agency Bond Search

2

Secure the Lowest Rate

We match you with the best rate available from A‑rated sureties.

3

Receive your bond

Same‑day issuance available for state filing.

Why Choose Us for Your Collection Agency Bond

  • Lowest rates from A‑rated sureties
  • Fast approvals
  • Digital delivery for immediate filing
  • TX Collection agency bond specialists
  • 100% state compliance guaranteed
Collection agency owner reviewing bond documents

Top Collection Agency Bond Questions Answered

Our most common questions answered efficiently.

Pricing depends on the bond amount and your credit. Most bonds are affordable and approved quickly.

Most applicants receive same‑day approval.

It guarantees compliance with state and federal debt‑collection laws and protects consumers and clients from financial harm.

Bonds are generally non‑refundable once issued.

Yes — your bond must remain active for your license to stay valid.


Team meeting about collection agency compliance requirements

Ready to Get Your Collection Agency Bond?

Start Your TX Collection Agency Bond Search

Customer testimonials

What our customers are saying about us.


Rating

“Our agency needed a bond fast to renew our state license. Inspire Surety delivered same‑day approval and kept us compliant without any stress.”

Jordan E.
Collections Manager

Rating

“We operate in multiple states and needed several collection agency bonds at once. Inspire Surety coordinated everything flawlessly and at excellent rates.”

Marissa C.
Multi State Agency Director

Rating

“As a new agency owner, I wasn’t familiar with bonding requirements. Inspire Surety explained everything clearly and issued my bond within hours.”

Dante R.
Agency Founder

Rating

“Our renewal deadline was tight, but Inspire Surety handled the entire process quickly and professionally. Their service is consistently reliable.”

Heather S.
Compliance Officer

Rating

“We switched to Inspire Surety after years with another provider. The communication was better, the rate was lower, and the filing was immediate.”

Owen B.
Senior Collections Officer

Rating

“A last‑minute licensing audit required updated bonding documents. Inspire Surety delivered everything we needed the same day and kept us in good standing.”

Talia N.
Operations & Licensing Manager