What a Collection Agency Bond Covers in Texas
The bond protects clients if the agency:
- Misuses collected funds
- Engages in unlawful collection practices
- Fails to remit payments to creditors
- Violates Texas debt collection laws
It ensures accountability and financial protection.
Who Needs a Texas Collection Agency Bond
A bond is required for:
- Third‑party collection agencies
- Debt recovery firms
- Medical debt collectors
- Judgment recovery companies
- Agencies collecting for multiple clients
Any Texas agency charging for debt collection services may need this bond.
Texas Bond Amounts
Bond amounts depend on:
- Collection volume
- Agency size
- Business model
- State requirements
The Texas Secretary of State determines the amount..
Cost of a Texas Collection Agency Bond
Premiums depend on:
- Bond size
- Credit profile
- Business financials
- Claims history
How the Collection Agency Bond Process Works
1
Complete the Application
Submit the quick, 60‑second application.
Simplifies licensing with a national bond platform that automatically routes you to the correct state and bond type.
2
Secure the Lowest Rate
We match you with the best rate available from A‑rated sureties.
3
Receive your bond
Same‑day issuance available for state filing.
Why Choose Us for Your Collection Agency Bond
- Lowest rates from A‑rated sureties
- Fast approvals
- Digital delivery for immediate filing
- TX Collection agency bond specialists
- 100% state compliance guaranteed

Top Collection Agency Bond Questions Answered
Our most common questions answered efficiently.
Pricing depends on the bond amount and your credit. Most bonds are affordable and approved quickly.
Most applicants receive same‑day approval.
It guarantees compliance with state and federal debt‑collection laws and protects consumers and clients from financial harm.
Bonds are generally non‑refundable once issued.
Yes — your bond must remain active for your license to stay valid.