What Is a Commercial Mortgage Broker
Bond?
A commercial mortgage broker bond is a state‑required surety bond that guarantees commercial mortgage brokers operate ethically, follow lending laws, and protect borrowers and lenders from financial harm.
This bond protects the public from:
- Fraudulent loan practices
- Misrepresentation of loan terms
- Mishandling of client funds
- Violations of state lending laws
- Failure to comply with licensing requirements
If you’re applying for or renewing a commercial mortgage broker license, your state may require this bond before issuing the license.
Commercial Mortgage Broker Bond Amount & Cost
Bond amounts vary by state and typically range from $10,000 to $100,000.
Your cost depends on:
- Bond amount
- Credit score
- Business financials
- State regulations
Most applicants qualify instantly with competitive rates.
Who Needs a Commercial Mortgage Broker Bond?
You may need a commercial mortgage broker bond if you:
- Arrange commercial real estate loans
- Broker commercial financing
- Work with private lenders
- Facilitate business‑purpose loans
- Operate a commercial mortgage brokerage
Any professional arranging or negotiating commercial loans may be required to file this bond.
Requirements & Eligibility
States typically require:
- Completed broker license application
- State‑mandated bond amount
- Credit review
- Background check
- Annual renewal
Some states require separate bonds for branch locations.
How the process works in three easy steps
1
Complete the App
Complete the 60‑second application
2
Secure the low rates
We secure the lowest rate available
3
Receive your bond
You receive your same day bond issuance for state filing
Why Choose Us?
Lowest rates from A‑rated sureties
Fast approvals
Digital delivery
- Commercial lending bond specialists
- 100% state compliance guaranteed
Top questions answered
Our most common questions answered efficiently.
Pricing depends on the bond amount and your credit. Most bonds are affordable and approved quickly.
Most applicants receive same‑day approval.
It guarantees compliance with state lending laws and protects borrowers and lenders from financial harm.
Bonds are generally non‑refundable once issued.
Yes — your bond must remain active for your license to stay valid.R
