What Is a Business Service / Janitorial Bond?
A business service bond (also called a janitorial bond) is a type of fidelity bond that protects your clients from financial loss caused by dishonest acts committed by your employees while working on their property.
This bond protects your customers from:
- Theft of money, property, or valuables
- Employee dishonesty
- Fraudulent acts committed during service
- Losses resulting from misconduct
While not always required by law, these bonds are often essential for earning client trust and winning service contracts.
Business Service & Janitorial Bond Amounts and Cost
Bond amounts typically range from $5,000 to $100,000, depending on:
- Number of employees
- Type of services offered
- Client requirements
- Contract size
Your premium depends on:
- Bond amount
- Number of covered employees
- Business history
Most bonds are extremely affordable — many start as low as $100 per year.
Who Needs a Business Service or Janitorial Bond?
You may need this bond if your business provides services inside a client’s home or workplace, including:
- Janitorial and cleaning companies
- Maid services
- Carpet and floor cleaning businesses
- Office cleaning services
- Home service providers
- Security and concierge services
- Handyman or maintenance companies
- Pet sitters and home‑care providers
Any business whose employees enter client property can benefit from this bond.
Business Service Bond Requirements & Eligibility
Most businesses qualify easily. Requirements typically include:
- Basic business information
- Number of employees
- Selected bond amount
- Annual renewal
No financial statements or complex underwriting are required for most applicants.
How the Business Service Process Works
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Secure the Lowest Rate
We match you with the best rate available from A‑rated sureties.
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Receive your bond
Instant digital delivery for client or contract filing.
Why Service Businesses Choose Us
- Lowest rates from A‑rated sureties
- Fast approvals
- Instant digital delivery
- Service‑industry bond specialists
- 100% compliance and client‑ready documentation
Top questions answered
Our most common questions answered efficiently.
Most start around $100 per year depending on coverage.
Most bonds are issued instantly.
It protects your clients from employee theft or dishonest acts.
Not usually — but many clients require it before hiring a service provider.
The bond protects your clients; optional E&O or liability insurance protects you.
