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Florida Auto Dealer Bond (Motor Vehicle Dealer Bond)

Fast Approval & Lowest Rates

Lowest rates. Same‑day issuance. Guaranteed FL MVD compliance.

A Florida dealer bond protects your customers from fraud, title issues, and other violations while proving that your dealership operates with integrity. It’s a core requirement for securing and maintaining your Florida motor vehicle dealer license.

With this bond in place, you show the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) that you meet all financial responsibility standards. 

It also reassures buyers that you stand behind every sale and follow all state regulations.

Get Your Florida Dealer Bond Rate

What Is a Florida Auto Dealer Bond?Florida Auto Dealer Bond CostWho Needs a Florida Auto Dealer Bond?Florida Auto Dealer RequirementsFlorida Auto Dealer LicenseFlorida Surety Bond RequirementsFlorida Bond Amount and PricingHow the Auto Dealer Bond Process WorksWhy Choose Us for Your Motor Vehicle Dealer BondTop Auto Dealer Bond Questions AnsweredReady to Get Your Motor Vehicle Dealer Bond?

What Is a Florida Auto Dealer Bond?

A Florida Auto Dealer Bond (Motor Vehicle Dealer Bond) is required by the Florida Highway Safety and Motor Vehicles (FLHSMV) to protect consumers from fraud, title issues, and improper dealer practices.

This bond applies to:

  • Independent Dealers
  • Wholesale Dealers
  • Franchise Dealers
  • Motorcycle Dealers

Florida Auto Dealer Bond Cost

Florida requires a $25,000 dealer bond for most license types.

Your premium depends on:

  • Credit
  • Financial history
  • Business experience

Typical Pricing: Most qualified applicants pay $150–$900 per year.

Check Your Florida Dealer Bond Price

Who Needs a Florida Auto Dealer Bond?

You need this bond if you operate as a:

  • Florida Independent Dealer
  • Florida Wholesale Dealer
  • Florida Franchise Dealer
  • Florida Motorcycle Dealer

Florida Auto Dealer Requirements

Florida requires:

  • FLHSMV dealer application
  • Fingerprints
  • Business location approval
  • $25,000 surety bond
  • Dealer training course (for some applicants)

Florida Auto Dealer License

To obtain your license, you must:

  • Apply through FLHSMV
  • Submit fingerprints
  • Provide business documents
  • Maintain the required bond
  • Pass location and zoning checks

Florida Surety Bond Requirements

Florida requires:

  • $25,000 Motor Vehicle Dealer Bond
  • Bond must match business name

Annual renewal required

Florida Bond Amount and Pricing

Bond amount: $25,000 Premium: 1%–4% for qualified applicants.

How the Auto Dealer Bond Process Works

1

Complete the Application

Submit the quick, 60‑second application.

Start Your Florida Dealer Bond Application

2

Secure the Lowest Rate

We match you with the best rate available from A‑rated sureties.

3

Receive your bond

Receive your bond—same‑day issuance available

Why Choose Us for Your Motor Vehicle Dealer Bond

  • Lowest rates from A‑rated sureties
  • Fast approvals
  • Digital delivery for immediate filing
  • Auto dealer bond specialists
  • 100% state compliance guaranteed
Auto dealer reviewing bond documents with licensing specialist

Top Auto Dealer Bond Questions Answered

Our most common questions answered efficiently.

Pricing depends on the bond amount and your credit. Many bonds cost only a few hundred dollars per year.

Most applicants receive same‑day approval.

It guarantees compliance with state dealer laws and protects consumers from financial harm.

Bonds are generally non‑refundable once issued.

Yes — your bond must remain active for your dealer license to stay valid.


Customer and dealer shaking hands in showroom after bond approval

Ready to Get Your Motor Vehicle Dealer Bond?

Apply for Your Florida Dealer Bond

Customer testimonials

What our customers are saying about us.


Rating

“Our dealership needed a bond fast to finalize our license renewal. Inspire Surety delivered same‑day approval and kept our sales floor open without interruption.”

RIckey T.
Used Car Dealer

Rating

 “As a first‑time dealer, I wasn’t sure what bond amount I needed. Inspire Surety explained everything clearly and issued my bond within hours.”

Angela R.
Independent Auto Dealer

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“We expanded into wholesale sales and needed an additional dealer bond. Inspire Surety handled the entire process quickly and professionally.”

Marcus L.
Wholesale Vehicle Dealer

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“Our audit required updated bonding documents immediately. Inspire Surety delivered everything the same day and kept us fully compliant.”

Tara M.
Franchise Dealership

Rating

“We switched from another provider and instantly noticed the difference. Better rates, faster service, and excellent communication.”

Jamal C.
Multi‑Lot Dealer

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“State regulators required a higher bond amount due to our increased inventory. Inspire Surety secured approval quickly and made the process stress‑free.”

Mary B.
Auto Sales Operator