Exterminator Insurance Built for Pest Control
Professionals
Exterminator insurance provides essential protection for technicians who work with pesticides, traps, and specialized equipment.
From
accidental property damage to chemical exposure claims, this coverage helps
safeguard your business from costly incidents that can occur on any job.
Pest Control Liability Insurance for Everyday Job Risks
Pest control liability insurance protects your business from third‑party injuries, property damage, and accidental chemical spills.
Many
property managers, HOAs, and commercial clients require proof of liability
insurance before hiring a pest control company, making this coverage essential
for staying competitive.
Coverage Options for Pest Control Insurance Businesses
We offer the core policies most cleaning and mobile service businesses need:
General Liability (GL) – Protects against third‑party injuries and property damage that occur during your work.
Business Owner’s Policy (BOP) – Combines general liability with property coverage for equipment, supplies, and business contents.
Workers’ Compensation (WC) – Required in most states if you have employees; helps cover medical costs and lost wages after a workplace injury.
Business Equipment Protection (Inland Marine) – Covers tools and equipment while in transit or on job sites, protecting against theft, loss, or damage.
How the process works in three easy steps
1
Complete the App
Complete the 60‑second application
2
Secure your policy
We offer the lowest rate available
3
Flexible options for any business
Choose coverage that fits your business, same day certificates (COI).
Why Choose Us?
Specialized coverage tailored to your business
Trusted by businesses and organizations
Fast, simple, stress‑free policies
- Flexible options for every type of business
- Fast Insurance for AZ Small Businesses
Top questions answered
Our most common questions answered efficiently.
A Business Owner’s Policy (BOP) is highly recommended for pest control companies because it combines general liability with property coverage. If you store chemicals, operate equipment, or maintain a physical workspace, a BOP provides broader protection than liability alone.
It covers third‑party injuries, property damage, accidental chemical spills, equipment‑related damage, and other risks that occur while performing pest control services.
Pricing depends on factors like revenue, number of employees, service area, and coverage limits. Solo exterminators typically pay less, while multi‑technician operations may pay more due to increased exposure.
Many states require specific licensing and insurance for pest control operators. Additionally, commercial clients, HOAs, and property managers often require proof of insurance before allowing work to begin.
